Wednesday, April 4, 2012

UNC Business Essentials Blog ? Getting Interviews at Goldman Sachs

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I am a non-business major, and I applied exclusively to business internships, specifically investment banking internships because I thought that would be the best fit for me long term.? My top choice was to do investment research, but having very little finance experience, I wasn?t sure I would get an offer.

I think having Business Essentials on my resume helped to show employers that though I was not a business major and lacked substantial finance coursework, I was still very interested in business.? This helped me to get the interview.? During the interview I was asked to talk about the three financial statements and how they worked together.? This was a section that the Business Essentials program did an amazing job with.? They not only walked me through the statements and the important parts, but it also had me practice analyzing real financial statements from actual companies, and it even directed towards online resources where we could get more practice.

I believe it was this exposure that really helped me demonstrate to employers that while I wasn?t as advanced technically as a student who may be concentrating in finance, I was certainly passionate and willing/able to learn quickly.? Because of this experience I?d gotten through the Business Essentials program, I was able to land internship interviews and offers from top firms including Goldman Sachs and Morgan Stanley for Investment Research.

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NSF-Funded Project Aims To Enable Print-On-Demand, Customizable Robots

mainIn some of the old science fiction stories I remember from Weird Tales and Ray Bradbury and the like, robots always figured. But they always came the way you might expect a new dryer or hot water heater to arrive. In a big box, packed in straw or foam, heavy and metal of course as they always were back in the day. But the world of robots is different from the way they imagined it then: the metallic golems of yore have given way to a sort of Cambrian explosion of potential robot types, imitating everything from worm to dog to bird. A team of researchers hopes to both expand that robodiversity and change the way our future companions are delivered. Funded by the NSF, they've begun a 5-year-long project exploring the idea of on-demand robots. MIT is leading the effort, specifically Professor Daniela Rus from CSAIL. They have researchers from University of Pennsylvania and Harvard on the team, and the object is to "make it possible for the average person to design, customize and print a specialized robot in a matter of hours."

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1970's Study Predictions Are Still on Target for 2030's Decline of Humanity [Apocalypse]

In 1972, The Limits to Growth modeled the effects of unlimited human expansion on the planet's finite resources. Now, 40 years later, the predicted models are still a near match with reality. More »


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Tuesday, April 3, 2012

Vero Beach Real Estate | RIVERSIDE ESTATES Homes For Sale ...

by paul-kitchen on April 3, 2012

Find RIVERSIDE ESTATES Homes For Sale and RIVERSIDE ESTATES Home Values. We also have information on mortgages, insurance, movers and other Vero Beach Real Estate Services for anyone looking to sell or buy a home in beautiful Indian River COUNTY Florida.

Paul Kitchen and Starfish Team provide clients, family and close friends with professional, honest and dependable service. A resident of Vero Beach, Paul is extremely familiar with the local neighborhoods including RIVERSIDE ESTATES, school districts and the Vero Beach Real Estate market in this beautiful Florida town.

Paul Kitchen
Broker-Owner
Starfish Real Estate
3221 Ocean Drive Vero Beach, FL 32963
(772) 539-8420
(800) 793-7304 toll free
Vero Beach Real Estate
Vero Beach Real Estate Blog

Starfish Real Estate

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Monday, April 2, 2012

Gepeco.Com: Auto Insurance for Leased Cars

Many people prefer to lease rather than purchase their vehicles. Leasing is a good way to reduce costs and get a new vehicle every few years. In fact, leasing costs can be less than half the monthly payments for purchasing the car. Typical contracts to lease can be from one to three years. Not everyone is eligible to lease vehicles particularly those who tend to put a lot of miles on their vehicles each year. Auto insurance can be another deciding factor when considering leasing.

Current or New Insurance?

If you currently have a policy, you first need to make sure if leasing is covered with your policy. It is natural to believe that since the lease term is shorter than a car loan term would be, insurance rates will be lower. The reality is that you will probably experience higher premiums when leasing. The reason for this is because the leasing company wants to make sure the vehicle is in good condition after your lease is up so they can continue to lease it and earn enough money to make a profit beyond the vehicle's sticker price.

As for drivers without car insurance so far but planning to lease a vehicle can obtain insurance in two ways. You can shop around and compare quotes from with your policy online. Or you may be able to get insurance through the leasing company, but their insurance costs are likely be higher than policies from ordinary providers.

Lease Agreement

When getting coverage, your insurance provider will want to know the terms and conditions of your lease agreement to make sure you are sufficiently protected. You will need to provide other information as well including anticipated annual mileage, where you plan to drive and park the vehicle, and any secondary drivers.

Coverage Amount

The leasing company probably has specific requirements that must be met similar to those associated with a car loan. Collision and comprehensive insurance is needed. You will be required to pay for insurance that covers the entire value of the vehicle, not just the period of time you plan to lease it. Most leasing agreements outline exactly how much auto insurance coverage is needed.

Since the leasing company holds the title to the vehicle, they assume a portion of the risk which they mitigate by requiring you to have insurance coverage above and beyond what may seem logical. Typical amounts including $100,000 per person in liability auto insurance. Plan to have at least $300,000 per accident for any new vehicle you expect to lease. If you are involved in an accident that results in injuries to anyone, you are not financially responsible for medical expenses as long as they do not exceed that amount. Property damage coverage is always smaller and is usually not higher than $50,000. The more you know about for leased vehicles, the better prepared you are to select the best coverage at the lowest prices available.

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